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TERMS & CONDITIONS


RealBetter provides its content on its websites or applications that post a link to this Terms of Use (the “Site”) subject to the following terms and conditions (the “Terms”). We may periodically change the Terms without prior notice, so please check back from time to time. These Terms were last updated on June 29, 2023. By accessing and using this Site, you agree to these Terms. For an explanation of RealBetter practices and policies related to the collection, use, and storage of our users’ information, please read our Privacy Policy

COPYRIGHT


All content and functionality on the Site, including text, graphics, logos, icons, images, and videos and the selection and arrangement thereof, in addition to any concepts, know-how, tools, frameworks, software, applications or other technology, algorithms, models, processes, and industry perspectives underlying or embedded in the foregoing, along with any enhancements to or derivative works there of (the “Site Content”) is the exclusive property of RealBetter or its licensors and, to the extent applicable, is protected by India. Neither the Site Content nor functionality of the Site, may be copied, reproduced, modified, reverse engineered, altered (including the removal or disabling of any security or technological safeguards, disclaimers, or legends) uploaded, published, uploaded, posted, transmitted, or distributed in any way without our written permission Use of site content. All rights not expressly granted are reserved.

TRADEMARK


The trademarks, service marks, designs, and logos (collectively, the “Trademarks”) displayed on the Site are the registered and unregistered Trademarks of RealBetter and its licensors. You agree that, except as expressly permitted by us (e.g., through social media sharing tools provided on the Site) or by our licensors, where applicable, you will not refer to or attribute any information to RealBetter or its licensors in any public medium (e.g., press release, websites, or public social media) for advertising or promotion purposes, or for the purpose of informing or influencing any third party and that you will not use or reproduce any Trademark of, or imply any endorsement by or relationship with, RealBetter or its licensors.

USE OF SITE CONTENT


RealBetter hereby grants you a limited, non-exclusive, non-transferable, revocable licence for the term hereof to access and download, display, and print one copy of the Site Content on any single computer solely for your internal, business use, provided that you do not modify the Site Content in any way (including creating derivative works thereof), that you retain all copyright and other proprietary notices displayed on the Site Content, and that you otherwise comply with these Terms. You may not otherwise reproduce, modify, reverse engineer, distribute, transmit, post, or disclose the Site Content without RealBetter’s prior written consent. In addition, you may not “mirror” the Site Content or any portion thereof without RealBetter express written consent. Nothing on this Site should be construed as granting directly or indirectly, or by implication any licence or right to use anyRealBetter intellectual property other than as expressly set forth herein. The licence granted in this section terminates automatically and immediately if you do not comply with these Terms.

USER POSTING


You acknowledge and agree that RealBetter shall own and have the unrestricted right to use, publish, and otherwise exploit any and all information that you post or otherwise publish on the Site in postings, forums or message boards, questionnaire, survey responses, and otherwise, and you acknowledge and agree that, by providing us any such submission, you automatically grant, and hereby do grant, to us a worldwide, non-exclusive, transferable, assignable, sublicensable, fully paid-up, royalty-free, perpetual, irrevocable licence and right to use, reproduce, publish, distribute, modify and otherwise exploit such submission for any purpose, and in any form or media, not prohibited by applicable law. In addition, you hereby waive any claims against RealBetter for any alleged or actual infringements of any rights of privacy or publicity, intellectual property rights, moral rights, or rights of attribution in connection with RealBetter’s use and publication of such submissions


You covenant that you shall not post or otherwise publish on the Site any materials that
1. (a) are threatening, libellous, defamatory, or obscene;
2. (b) would constitute, or that encourage conduct that would constitute, a criminal offence, give rise to civil liability, or otherwise violate law;
3. (c) infringe the intellectual property, privacy, or other rights of any third parties;
4. (d) contain a computer virus or other destructive element;
5. (e) contain advertising;
6. (f) constitute or contain false or misleading statements; or
7. (g) violates these Terms.
RealBetter does not represent or endorse the accuracy of reliability of information posted to the Site by users. In addition, RealBetter does not and cannot review all information posted to the Site by users and is not responsible for such information. However,RealBetter reserves the right to refuse to post and the right to remove any information, in whole or in part, for any reason or for no reason.

NOTICES OF INFRINGEMENT & TAKEDOWN BY REALBETTER


RealBetter prohibits the posting of any information that infringes or violates the copyright rights and/or other intellectual property rights (including rights of privacy and publicity) of any person or entity. If you believe that your intellectual property right (or such a right that you are responsible for enforcing) is infringed by any content on the Site, please write to RealBetter at the address shown below, giving a written statement that contains:


1. Identification of the copyrighted work and/or intellectual property right claimed to have been infringed;
2. Identification of the allegedly infringing material on the Site that is requested to be removed;
3. Your name, address, and daytime telephone number, and an e-mail address if available
4. A statement that you have a good faith belief that the use of the copyrighted work and/or exercise of the intellectual property right is not authorised by the owner, its agent, or the law;
5. A statement that the information in the notification is accurate, and, under penalty of perjury, that the signatory is authorised to act on behalf of the owner of the right that is allegedly infringed; and
6. The signature of the intellectual property right owner or someone authorised on the owner’s behalf to assert infringement of the right. RealBetter will remove any posted submission that infringes the copyright or other intellectual property right of any person under Indian law upon receipt of such a statement. Indian law provides significant penalties for submitting such a statement falsely. Under appropriate circumstances, persons who repeatedly submit infringing or unlawful material will be prohibited from posting further submissions.

DISCLAIMER OF WARRANTIES, LIMITATIONS OF LIABILITY & INDEMNIFICATION


1. Disclaimer of Warranties



You acknowledge and agree that the service are provided “AS IS” And “AS AVAILABLE” and that your use of the services shall be at your sole risk. To the fullset extent permitted by applicatble law, RealBetter, its affiliates and their respective officers, directors, employees, agents, affiliates, branches, subsidiaries and licensors (“REALBETTER PARTIES”) Disclaim all warranties, express or implied, in connection with the services including mobile apps and your use of them. To the fullest extent permitted by applicable law, the REALBETTER parties make no warranties or that the services have been and will be provided with due skill, care and diligence or about the accuracy or completeness of the services content and assume no responsibility for any

1. Errors, Mistakes or inaccuracies of content,
2. Personal injury or property damage, of any nature whatsoever, resulting from your access. To and use of the services
3. Any unauthorised access to or use of our services and/ or any and all personal information stored therein,
4. Any interruption or cessation of transmission to or from the services,
5. Any bugs, viruses, Trojan horses for the like which may be transmitted to or through the services through the actions of any third party,
6. Any loss of your data or content from the services and/or
7. Any errors or omissions in any content or for any loss or damage of any kind incurred as a result of the use of any content posted, emailed, transmitted or otherwise made available via the services.

Any material downloaded or otherwise obtained through the use of the services is done at your own discretion and risk and you will be solely responsible foe any damage to your computer system or other device or loss of data that results from the download of any such material. The REALBETTER parties will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services. You are solely responsible for all of your. Communications. And interactions with other customers of the services and with other persons with whom you communicate or interact as a result of your use of the services. No advice or information, whether oral or written, obtained by you from REALBETTER or through or from the services shall create any warranty not expressly stated in the terms. Unless you have been expressly authorised to do so in writing by REALBETTER, you. Agree that in using the services, you will not use any Trade Mark, Service Mark, Trade Name, LOGO of any company or organisation in a way that is likely or intended to cause confusion about the. Owner or authorised user of such marks, Names or Logos.


2. Limitations of Liability



To the fullest extent permitted by application law, in no event shall the REALBETTER parties be liable to you for any damages resulting from any

1. errors, mistakes, or inaccuracies of content, and/or
2. personal injury or property damage, of any nature whatsoever, resulting from your access to and use of the services including the mobile app, &/or
3. any unauthorised access to or use of our servers and/or any and all personal information stored therein, and/or
4. any interruption or cessation of transmission to or from our servers, and/or
5. any bugs, viruses, trojan horses, or the like, which may be transmitted to or through the services by any third party, and/or
6. any loss of your data or content from the services, and/or
7. any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, transmitted, or otherwise made available via the services, whether based on warranty, contract, tort, or any other legal theory, and whether or not the RealBetter parties are advised of the possibility of such damages, and/or
8. the disclosure of information pursuant to these terms or our privacy policy, and/or
9. your failure to keep your password or account details secure and confidential, and/or
10. loss or damage which may be incurred by you, including but not limited to loss or damage as a result of reliance placed by you on the completeness, accuracy, or existence of any advertising, or as a result of any relationship or transaction between you and any advertiser or sponsor whose advertising appears on the services, and/or delay or failure in performance resulting from causes beyond RealBetter's reasonable control. In no event shall the RealBetter parties be liable to you for any indirect, incidental, special, punitive, exemplary, or consequential damages whatsoever, however, caused and under any theory of liability, including but not limited to, any loss of profit (whether incurred directly or indirectly), any loss of goodwill or business reputation, any loss of data suffered the cost of procurement of substitute goods or services, or other intangible loss.

The content and functionality on the site are provided with the understanding that RealBetter is not herein engaged in rendering professional advice or services to you, no site content is intended to serve as or shall be deemed investment, legal, tax, accounting, or other regulated advice, and that you shall remain solely responsible for your use of all site content and acknowledge that any reliance upon the site content shall be entirely at your sole option and risk. All content and functionality on the site are provided “as is,” without warranty of any kind, either express or implied, including, without limitation, implied warranties of merchantability and fitness for a particular purpose. RealBetter and its third-party content providers make no warranties, express or implied, as to the ownership, accuracy, or adequacy of the site content. RealBetter shall have no liability or responsibility for any information published on linked websites, in any user submissions posted on the site, or provided by third parties. Neither RealBetter nor its third-party content providers shall be liable for any indirect, incidental, consequential, or punitive damages or losses or for lost revenues or profits, whether or not advised of the possibility of such damages or losses and regardless of the theory of liability.


3. Indemnification



You hereby indemnify, defend, and hold harmless RealBetter and all of its predecessors, successors, parents, subsidiaries, affiliates, officers, directors, shareholders, investors, employees, agents, representatives, and attorneys and their respective heirs, successors, and assigns (RealBetter Indemnified Parties”) from and against any and all liability, expenses, costs, or other losses (“Losses”) incurred by RealBetter and/or RealBetter Indemnified Parties in connection to any claims arising out of your use of the Site and/or any breach by you of these Terms, including the representations, warranties and covenants you made, if any, by agreeing to these Term.RealBetter reserves the right to assume, at its own expense, the exclusive defence and control of any matter otherwise subject to indemnification by you

THIRD- PART WEBSITES & PROVIDERS


We may provide links to third-party websites, and some of the content appearing to be on this Site is in fact supplied, supported, or provided directly or indirectly by third parties, for example, in instances of framing of third-party websites or incorporation through framesets of content supplied by third-party servers.RealBetter has no responsibility for these third-party websites, which are governed by the terms of use and privacy policies, if any, of the applicable third-party content providers.

GOVERNING LAW ; JURISDICTION


For Customers residing in India: These Terms shall be governed by the laws of India. The Courts of New Delhi shall have exclusive jurisdiction over any dispute arising under these terms.
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